The RBC QUALIFIER MORTGAGE is a mortgage financing solution for people who may have "less than perfect" credit. Unfortunately, there are certain events that occur in life that may have put you in this situation, and even though your circumstances may be improving, you may still think it would be impossible to qualify for a mortgage.

If you are in this situation, give me a call and we can discuss the RBC Qualifier Mortgage.

We may be able to give you up to 90% of the value of your home if it is your principal residence and you are going to be living in it.

The RBC Qualifier Mortgage gives you the opportunity to borrow the amount you need by leveraging the existing equity in your home. It can even be used to consolidate your current mortgage debt. 

You must have lived for a minimum of one year in your home and be the registered owner to qualify for this type of mortgage. The rates are competitive and you will have the option of selecting from a range of interest terms, including 3, 4, and 5 year fixed rate, closed and RateCapper. 

We also provide you with the opportunity to save on interest costs and build equity faster with our prepayment flexibility policies. For example, you can double-up the mortgage payment (minimum $100 to the equivalent of the monthly payment) on any or every payment date. You can also increase mortgage payments up to 10% once every 12 months. Finally, you can pay down up to 10% of the original mortgage amount once every 12 months.

The RBC Qualifier Mortgage is something that has been designed to assist clients who have had to deal with unfortunate circumstances in their life. Our goal is to help you fulfill your dreams and we fully understand that there are times when things do not go as planned. The RBC Qualifier Mortgage is our way of reaching out and helping you get back on your journey. 

I look forward to meeting with you to discuss your particular situation. Once I have all of the information I need, I will show you how you can have both the flexibility in budgeting and peace of mind as you move forward with your new home purchase or your mortgage renewal.

Give me a call today to find out more about the RBC Qualifier Mortgage.

   

BACK TO
HOME PAGE

  
 

CONNIE LAFOREST
Residential Mortgage Specialist
RBC Royal Bank of Canada
Phone: 705-969-3796
Fax: 705-969-1492
Cell: 705-677-6379
 
connie.laforest@rbc.com